Article 1. Liability of Company for Payment

1. If a traveler (hereinafter called "Traveler") who participates in the travel planned and implemented by our company (hereinafter called "Company") incurs any bodily injury during such participation, due to any sudden and fortuitous or contingent accident arising from external cause (hereinafter called the "Accident"), Company shall pay to such Traveler or his/her legal heir compensation for death, compensation for residual disability, sympathy money for hospitalization or sympathy money for hospital visit (hereinafter collectively called the "Compensation, etc."), on the basis of the provisions of this chapter through the Chapter 4.
2. The bodily injury set forth in the preceding paragraph shall include any symptoms of poisoning suddenly caused by accidental and temporary inhalation, absorption or ingestion of any toxic gas or toxic substance from outside the body (except for the symptoms of poisoning caused by continuous inhalation, absorption or ingestion of such gas or substance), expect for any symptoms of bacterial food poisoning.

Article 2. Definitions of Words and Terms

1. In these regulations (hereinafter called the "Regulations"), the "Planned Travel" means a travel set forth in the paragraph 1 of the Article 2 of the Part of Ready-made Package Travel Agreement and in the paragraph 1 of the Article 2 of the Part of Custom-made Travel Agreement of the General Terms and Conditions for Travel Agency Business.
2. In the Regulations, the "Participation in the Planned Travel" means a period from the time when Traveler has started the receipt of provision of the services of any initial transportation or accommodation facility, etc. by using transportation tickets, etc. arranged by Company in advance, to the time when such Traveler has completed the receipt of provision of the services of any final transportation or accommodation facility, etc. by using such tickets, etc., all of which are specified in the travel itinerary of the Planned Travel, in order for such Traveler to participate in such Travel. However, in the case where Traveler separates from the travel itinerary of the Planned Travel determined in advance, if such Traveler notifies Company in advance of the date and time of such separation and the date and time of return to such itinerary, the period from such time of separation to the time of such return shall be deemed to be the "Participation in the Planned Travel". If such Traveler separates from such itinerary without prior notice to Company in relation to such date and time of separation and return or without a will to return to such itinerary, the period from the time of such separation to the time of such return or the period after the time of such separation shall not be deemed to be the "Participation in the Planned Travel". Further, in the case where the date (subject to the standard time of the travel destination) when Traveler does not receive any provision of the services of the transportation and/or accommodation facilities, etc. arranged by Company is specified in such itinerary, if the Document for Agreement clearly specifies that the compensation or sympathy money shall not be paid for any injury or damage incurred by such Traveler due to any Accident arising on such date, such date shall not fall under the "Participation in the Planned Travel".
3. "The time when Traveler has started the receipt of provision of the services" set forth in the preceding paragraph shall be any of the following time.
   1. If a tour conductor, or a staff or an agent of Company accepts such start, the time of completion of such acceptance;
   2. In the case where the acceptance set forth in the preceding item is not conducted, if any initial transportation or accommodation facility is:
      

      (a) Aircraft: the time of completion of boarding procedures;

      (b) Vessel: the time of completion of boarding procedures;

      (c) Train: the time of completion of going through a ticket gate or the time of boarding in such train in the case of no ticket gate;

      (d) Automobile: the time of boarding;

      (e) Accommodation facility: the time of entering such facility;

      (f) Facility other than accommodation facility: the time of completion of procedures for use of such facility.

4. "The time when Traveler has completed the receipt of provision of the services" set forth in the paragraph 2 shall be any of the following time.
   1. If a tour conductor, or a staff or an agent of Company announces the breakup of the travel, the time of such announcement;
   2. In the case where the announcement set forth in the preceding item is not made, if any final transportation or accommodation facility is:
      

      (a) Aircraft: the time of leaving the premises of the airport where only passengers can enter;

      (b) Vessel: the time of disembarkation;

      (c) Train: the time of completion of going through a ticket gate or the time of disembarkation from such train in the case of no ticket gate;

      (d) Automobile: the time of disembarkation;

      (e) Accommodation facility: the time of leaving such facility;

      (f) Facility other than accommodation facility: the time of leaving such facility.

Article3. No Payment of Compensation, etc. (No.1)

1. Company shall not pay the Compensation, etc. for any injury arising from any of the following events.
   1. Intent of Traveler. However, any injury incurred by any person other than such Traveler shall be excluded from such no payment.
   2. Intent of a person who shall receive the compensation for death. However, if such person is a beneficiary of any part of such compensation for death, the amount to be received by other persons shall be excluded from such no payment;
   3. Suicide, crime or combative behavior of Traveler. However, any injury incurred by any person other than such Traveler shall be excluded from such no payment.
   4. Accident arising in the case where Traveler drives a car or a motorized bicycle without a statutory driver's license or in any situation where such Traveler may not drive normally due to his/her drunkenness. However, any injury incurred by any person other than such Traveler shall be excluded from such no payment.
   5. Accident arising in the case where Traveler breaches any laws and regulations by intent or receives any illegal service. However, any injury incurred by any person other than such Traveler shall be excluded from such no payment.
   6. Brain disease, disease or mental unsoundness of Traveler. However, any injury incurred by any person other than such Traveler shall be excluded from such no payment
   7. Pregnancy, childbirth, premature birth, miscarriage, surgical operation or any other medical treatment of Traveler. However, any treatment for injury to be compensated by Company shall be excluded from such no payment.
   8. Execution of a criminal sentence of Traveler, or Accident arising during detention or imprisonment of Traveler.
   9. War, use of military force by foreign country, revolution, coup, civil commotion, armed insurrection, or any other similar event or riot (In the Regulations, they mean the situations where the crowd or any group of many people significantly damages the calmness in all or any part of a country, causing any serious situations from the viewpoint of maintenance of public order or security).
   10. Accident caused by radioactive, explosive or any other toxic characteristics of any nuclear fuel (including any spent nuclear fuel, The same applies hereinafter) or of any substance contaminated by nuclear fuel (including product or substance generated by atomic fission).
   11. Accident incidental to the preceding two (2) items or any other accident based on public disorder caused by such Accident
   12. Exposure to radiation or radioactive contamination other than the item 10).

Article 4. No Payment of Compensation, etc. (No.2)

1. In the case of the Planned Travel for the Domestic Travel, Company shall not pay the Compensation, etc.. to Traveler, even if such Traveler incurs any injury caused by any of the following events, in addition to any of the events set forth in the preceding article.
   1. Earthquake, eruption or tsunami (seismic sea waves);
   2. Accident incidental to the preceding item or any other Accident based on public disorder caused by such Accident

Article 5. No Payment of Compensation, etc. (No.3)

1. In the case of any of the following injuries, Company shall not pay the Compensation, etc. to Traveler, unless the act set forth in each of the following items is included in the travel itinerary of the Planned Travel designated by Company in advance. However, if such act is included in such itinerary, Company shall pay the Compensation, etc. to Traveler for any injury caused by the same type of act of such Traveler who is participating in the Planned Travel apart from such itinerary.
   1. Injury arising in the case where Traveler is doing any activity set forth in the Exhibit 1.
   2. Injury arising in the case where Traveler is participating in any race, competition or entertainment (including a training of any of them) or test-driving (which means driving or manipulation for the purpose of performance test) by car or motorized bicycle. However, Company shall pay the Compensation, etc. to Traveler for any injury arising any of the above activities on the roads by using a car or a motorized bicycle, even if such activity is not included in the travel itinerary of the Planned Travel.
   3. Injury arising in the case where Traveler is flying an aircraft other than the aircraft operated on the fixed flight route by any air transport service provider (whether regular or irregular flight).

Article 6. Payment of Compensation for Death

1. If Traveler incurs any injury set forth in the Article 1 and dies within 180 days after the Accident as a direct result of such injury, Company shall pay to the legal heir of such Traveler, 25 million JPY (Twenty Five Million Japanese Yen) in the case of the Planned Travel for the Overseas Travel, or 15 million JPY (Fifteen Million Japanese Yen) in the case of the Planned Travel for the Domestic Travel (hereinafter collectively called the "Compensation Amount"), per Traveler, as "compensation for death". However ,if any compensation for residual disability has already been paid to such Traveler, Company shall pay to such heir the remaining amount after deducting such already paid compensation from the Compensation Amount.

Article 7. Payment of Compensation for Residual Disability

1. If Traveler incurs any injury set forth in the Article 1 and has any residual disability (which means any serious disability of physical functions unrecoverable in the future or any deficiency of part of body and the injury causing such disability or deficiency has already been recovered. The same applies hereinafter.) as a direct result of such injury, Company shall pay to such Traveler the amount calculated by multiplying the Compensation Amount by the applicable rate set forth in each item of the Exhibit 2, per Traveler, as "compensation for residual disability".
2. Notwithstanding the preceding paragraph, if Traveler needs any medical treatment even after 180 days from the date of the Accident, Company shall pay to such Traveler the compensation for residual disability, by certifying the degree of such disability on the basis of doctor's certificate on the 181st day counted from such date of Accident.
3. With respect to any residual disability not set forth in each item of the Exhibit 2, Company shall determine the payment amount of the compensation for residual disability, on the basis of the degree of such disability, regardless of occupation, age or social status, etc. of Traveler and in accordance with the classification set forth in each item of the Exhibit 2. However, Company shall not pay such compensation for residual disability to such Traveler, for any disability not reaching the functional disabilities set forth in (3) and (4) of the item 1), (3) of the item 2), (4) of the item 4) and (2) of the item 5) of the Exhibit 2.
4. If Traveler incurs two (2) types of residual disabilities or more due to the same Accident, Company shall apply the preceding three (3) paragraphs to such respective disability and pay to Traveler the total amount of the compensation for residual disability for such disabilities. However, with respect to the residual disability of upper limb (arm or hand) or lower limb (leg or foot) set forth in the item 7), 8) and 9) of the Exhibit 2, the compensation for residual disability per limb shall be limited to 60% (sixty percent) of the Compensation Amount.
5. The amount of compensation for residual disability to be paid by Company on the basis of the preceding each paragraph shall be limited to the Compensation Amount per Traveler and per Planned Travel.

Article 8. Payment of Sympathy Money for Hospitalization

1. If Traveler incurs any injury set forth in the Article 1 and cannot be engaged in normal works or live a normal life and gets hospitalized (which means that such Traveler enters any hospital or clinic and always concentrates on any medical treatment under the control of doctor, due to difficulty in medical treatment at home. The same applies hereinafter in this article.), as a direct result of such injury, Company shall pay to such Traveler "sympathy money for hospitalization" for the number of days of such hospitalization (hereinafter called the "Period of Hospitalization"), in accordance with the following classification.
2. 2. Planned Travel for Overseas Travel

   (a) Injury causing the Period of Hospitalization of 180 days or more	400,000 JPY (Japanese Yen)
   (b) Injury causing the Period of Hospitalization of 90 days or more and less than 180 days	200,000 JPY
   (c) Injury causing the Period of Hospitalization of 7 days or more and less than 90 days	100,000 JPY
   (d) Injury causing the Period of Hospitalization less than 7 days	40,000 JPY

3. Planned Travel for Domestic Travel

   (a) Injury causing the Period of Hospitalization of 180 days or more	200,000 JPY
   (b) Injury causing the Period of Hospitalization of 90 days or more and less than 180 days	100,000 JPY
   (c) Injury causing the Period of Hospitalization of 7 days or more and less than 90 days	50,000 JPY
   (d) Injury causing the Period of Hospitalization less than 7 days	20,000 JPY

4. If Traveler who does not get hospitalized falls under any item of the Exhibit 3 and receives any medical treatment by doctor, the period of such treatment shall be deemed to be the Period of Hospitalization for application of the preceding paragraph.
5. If Company considers that Company shall collectively pay to Traveler sympathy money for hospitalization and compensation for death, or sympathy money for hospitalization and compensation for residual disability, Company shall pay to such Traveler the total amount of such both amounts per Traveler.

Article 9. Payment of Sympathy Money for Hospital Visit

1. If Traveler incurs any injury set forth in the Article 1 and such injury interferes with the engagement in normal works or normal life of such Traveler and such Travels goes to hospital ( which means that such Traveler goes to hospital or clinic and receives any medical treatment by doctor (including doctor's visit at home) in the case where such Traveler needs such medical treatment by doctor. The same applies hereinafter in this article.), as a direct result of such injury, Company shall pay to such Traveler "sympathy money for hospital visit" for the number of days of such hospital visit (hereinafter called the "Period of Hospital Visit"), if such number of days reaches three (3) days or more, in accordance with the following classification.
2. Planned Travel for Overseas Travel

   (a) Injury causing the Period of Hospital Visit of 90 days or more	100,000 JPY (Japanese Yen)
   (b) Injury causing the Period of Hospital Visit of 7 days or more and less than 90 days	50,000 JPY
   (c) Injury causing the Period of Hospitalization of 3 days or more and less than 7 days	20,000 JPY

3. Planned Travel for Domestic Travel

   (a) Injury causing the Period of Hospital Visit of 90 days or more	50,000 JPY (Japanese Yen)
   (b) Injury causing the Period of Hospital Visit of 7 days or more and less than 90 days	25,000 JPY
   (c) Injury causing the Period of Hospitalization of 3 days or more and less than 7 days	10,000 JPY

4. If Company considers that Traveler who does not go to hospital has any significant difficulty in engagement in normal works or normal life, as a result of always wearing any cast or plaster, etc. to fix the injured part of body such as broken bone in accordance with instructions by doctor, the period of such difficulty shall be deemed to be the Period of Hospital Visit for application of the preceding paragraph.
5. Company shall not pay to Traveler the sympathy money for hospital visit for any hospital visit after such Traveler recovers from injury to the extent that such Traveler can be engaged in normal works or live a normal life without any difficulty.
6. In no event shall Company pay to Traveler the sympathy money for hospital visit for any hospital visit after 180 days from the date of the Accident.
7. If Company considers that Company shall collectively pay to Traveler sympathy money for hospital visit and compensation for death, or sympathy money for hospital visit and compensation for residual disability, Company shall pay to such Traveler the total amount of such both amounts per Traveler.

Article 10. Special Provision on Payment of Sympathy Money for Hospitalization and Sympathy Money for Hospital Visit

1. If the Period of Hospitalization and the Period of Hospital Visit reaches one (1) day or more respectively per Traveler, Company shall pay to such Traveler the sympathy money set forth in each of the following items, whichever is larger only (the money set forth in the item 1), if both money has the same amount), notwithstanding the preceding two (2) paragraphs.
   1. Sympathy money for hospitalization to be paid by Company for such Period of Hospitalization;
   2. After considering the total number of days of such Period of Hospital Visit (except for the number of days during the period for which Company shall pay the sympathy money for hospitalization) and such Period of Hospitalization as "the number of days of hospital visit", sympathy money for hospital visit to be paid by Company for such number of days.

Article 11. Presumption of Death

1. If Traveler is not found even after 30 days from the date of missing of any aircraft or vessel where such Traveler is on board or the date of missing of him/herself, such Traveler shall be presumed to have died on such missing date, due to any injury set forth in the Article 1.

Article 12. Influence of Other Physical Disability or Disease

1. Due to the influence of any physical disability or disease already incurred by Traveler at the time when such Traveler incurs any injury set forth in the Article 1, or due to the influence of any disability or disease incurred by Traveler without reference to the Accident where such Traveler incurs any injury set forth in the Article 1, if such injury set forth in the Article 1 significantly worsens, Company shall determine the amount to be paid if such influence does not exist, and shall pay such determined amount to such Traveler.

Article 13. Request for Explanations, etc. on Degree of Injury, etc.

1. If Traveler incurs any injury set forth in the Article 1, Company may request such Traveler or any other person who shall receive compensation for death to explain the degree of such injury and the outline of the Accident causing such injury, etc. or request such Traveler or such person to conduct physical examination of such Traveler or postmortem examination of the dead body. In such case, such Traveler or such person shall cooperate with such request.
2. In the case of the injury set forth in the Article 1 due to any reason which Company has no concern with, such Traveler or any other person who shall receive compensation for death shall notify Company of the degree of such injury and the outline of the Accident causing such injury, etc., within 30 days after the date of such Accident.
3. If Traveler or any other person who shall receive compensation for death breaches any of the preceding two (2) paragraphs without justifiable reason accepted by Company, or if such Traveler or such person does not notify Company of the fact already known by such Traveler or such person in explaining or reporting to Company or notifies Company of false information, Company shall not pay the Compensation, etc. to such Traveler or such person.

Article 14. Claim for Compensation, etc.

1. If Traveler or any other person who shall receive compensation for death intends to receive the payment of the Compensation, etc., such Traveler or such person shall submit to Company a written claim for the Compensation, etc. designated by Company and the following documents for respective claim.
   1. Claim for compensation for death
      1. Copy of family register of Traveler, and copy of family register and certificate of seal registration of legal heir;
      2. Certificate of accident issued by public agency (or by third party, if unavailable);
      3. Certificate of death or postmortem certificate of Traveler
   2. Claim for compensation for residual disability
      1. Certificate of seal registration of Traveler;
      2. Certificate of accident issued by public agency (or by third party, if unavailable);
      3. Doctor's certificate to certify the degree of residual disability
   3. Claim for sympathy money for hospitalization
      1. Certificate of accident issued by public agency (or by third party, if unavailable);
      2. Doctor's certificate to certify the degree of injury;
      3. Certificate issued by hospital or clinic to specify the number of days for hospitalization or hospital visit
   4. Claim for sympathy money for hospital visit
      1. Certificate of accident issued by public agency (or by third party, if unavailable);
      2. Doctor's certificate to certify the degree of injury;
      3. Certificate issued by hospital or clinic to specify the number of days for hospitalization or hospital visit
2. Company may request Traveler or any other person who shall receive compensation for death to submit any document other than the documents set forth in the preceding paragraph, or allow such Traveler or such person to omit the submission of any of such documents.
3. If Traveler or any other person who shall receive compensation for death breaches the paragraph 1, or if such Traveler or such person does not notify Company of the fact already known by such Traveler or such person in relation to any document for submission to Company or notifies Company of false information, Company shall not pay the Compensation, etc. to such Traveler or such person.

Article 15. Subrogation

1. Even if Company has paid the Compensation, etc., the right of claim for damage compensation of Traveler or his/her legal heir against any third party in relation to any injury incurred by such Traveler shall not be transferred to Company.

Article 16. Liability of Company for Payment

1. If Traveler incurs any damage in relation to his/her personal effects or belongings (hereinafter called the "Compensated Effects") due to any accident during the Participation in the Planned Travel, Company shall pay to such Traveler compensation for damage of personal effects (hereinafter called the "Compensation for Damage" in accordance with the provisions set forth in this chapter.

Article 17. No Payment of Compensation for Damage

1. Company shall not pay the Compensation for Damage for any damage arising from any of the following events.
   1. Intent of Traveler. However, any damage incurred by any person other than such Traveler shall be excluded from such no payment.
   2. Intent of any family member who lives with Traveler. However, any damage arising not for the purpose of having such Traveler receive the Compensation for Damage shall be excluded from such no payment.
   3. Suicide, crime or combative behavior of Traveler. However, any damage incurred by any person other than such Traveler shall be excluded from such no payment.
   4. Accident arising in the case where Traveler drives a car or a motorized bicycle without a statutory driver's license or in any situation where such Traveler may not drive normally due to his/her drunkenness. However, any damage incurred by any person other than such Traveler shall be excluded from such no payment.
   5. Accident arising in the case where Traveler breaches any laws and regulations by intent or receives any illegal service. However, any damage incurred by any person other than such Traveler shall be excluded from such no payment.
   6. Exercise of public authority by the state, government or any public agency, such as attachment, impressment, confiscation or destruction. However, any damage caused by any measures necessary for fire extinction or evacuation from danger shall be excluded from such no payment.
   7. Defect of the Compensated Effects. However, any damage arising from the defect which Traveler or any other person who manages such Compensated Effects on behalf of such Traveler could not find with due and reasonable care shall be excluded from such no payment.
   8. Natural wear and tear, corrosion, mold, discoloration, rats damage or wormhole, etc. of the Compensated Effects.
   9. Mere damage against appearance which does not interfere with the functions of such Compensated Effects.
   10. Outflow of the Compensated Effects as liquid. However, any damage caused by such outflow against other Compensated Effects shall be excluded from such no payment.
   11. Misplacement or loss of the Compensated Effects.
   12. Any event set forth in the item 9) through the item 12) of the paragraph 1 of the Article 3.
2. In the case of the Planned Travel for the Domestic Travel, Company shall not pay the Compensation for Damage to Traveler, even if Traveler incurs any damage caused by any of the following events, in addition to any of the events set forth in the preceding paragraph.
   1. Earthquake, eruption or tsunami (seismic sea waves);
   2. Accident incidental to any event set forth in the preceding item or any other accident based on disorder caused by such Accident

Article 18. Scope of Compensated Effects

1. The Compensated Effects shall be limited to the personal effects or belongings owned and carried by Traveler during the Participation in the Planned Travel.
2. Notwithstanding the preceding paragraph, any of the following things shall be excluded from the Compensated Effects.
   1. Cash, check, any other securities, documentary stamp, postal stamp or any other similar things;
   2. Credit card, coupon, voucher, air ticket, passport or any other similar things;
   3. Manuscript, design, drawing, ledger, book, record or any other similar things (including the things recorded in any recording media which can directly be processed by any information equipment such as magnetic tape, magnetic disk CD-ROM or optical disk (peripherals of computer or its terminal, etc.));
   4. Vessel (including yacht, motorboat or boat), automobile, motorized bicycle or their accessories;
   5. Gear or tool for mountain climbing or exploration or any other similar things;
   6. Artificial tooth, artificial limb, contact lens or any other similar things;
   7. Animal or plant;
   8. Any other things designated by Company in advance.

Article 19. Damage Amount and Payment Amount of Compensation for Damage

1. The amount of damage (hereinafter called the "Damage Amount") for which Company shall pay the Compensation for Damage shall be the value of the Compensated Effects at the place and time of the occurrence of such damage, or the total amount of repair expenses necessary to recover such Effects to their conditions immediately before the occurrence of such damage and the expense set forth in the paragraph 3 of the following article, whichever is smaller.
2. If the Damage Amount in relation to a piece or a pair of the Compensated Effects exceeds 100,000 JPY, Company shall apply the preceding paragraph to such Effects by considering the Damage Amount of such Effects as 100,000 JPY.
3. The amount of the Compensation for Damage to be paid by Company shall be limited to 150,000 JPY per Traveler and per Planned Travel. However, if the Damage Amount does not exceed 3,000 JPY per Traveler and per accident, Company shall not pay such Compensation for Damage to such Traveler.

Article 20. Prevention of Damage, etc.

1. If Traveler knows that the damage set forth in the Article 16 has occurred in relation to the Compensated Effects, such Traveler shall perform the following matters.
   1. Traveler shall strive to prevent or mitigate the damage.
   2. Traveler shall, without delay, notify Company of the degree of the damage, the outline of the accident causing such damage and the existence or non-existence of any insurance contract in relation to the Compensated Effects on which such Traveler incurs such damage.
   3. If Traveler may receive any compensation for damage from third party, such Traveler shall conduct necessary procedures for exercise of his/her right to such compensation.
2. If Traveler breaches the item 1) of the preceding paragraph without justifiable reason, Company shall, at its own discretion, consider the remaining amount after deducting the amount which could have been prevented or mitigated as the Damage Amount. If Traveler breaches the item 2) of the preceding paragraph, Company shall not pay the Compensation for Damage to such Traveler. If Traveler breaches the item 3) of the preceding paragraph, Company shall, at its own discretion, consider the remaining amount after deducting the amount which could have been received by the exercise of such right of such Traveler as the Damage Amount.
3. Company shall pay any of the following expenses to Traveler.
   1. The expenses which Company considers necessary or beneficial, out of the expenses required for prevention or mitigation of the damage set forth in the item 1) of the paragraph 1;
   2. The Expenses necessary for the procedures set forth in the item 3) of the paragraph 1.

Article 21. Claim for Compensation for Damage

1. Any Traveler who intends to receive the payment of the Compensation for Damage shall submit to Company a written claim for the Compensation for Damage designated by Company and the following documents.
   1. Certificate of accident issued by police or any other authorized third party;
   2. Document to certify the degree of the damage of the Compensated Effects;
   3. Any other documents requested by Company.
2. If Traveler breaches the preceding paragraph, or presents by intent any false information in relation to any document for submission, or counterfeits or falsifies any of such documents (or makes any third party counterfeit or falsify it), Company shall not pay the Compensation for Damage to such Traveler.

Article 22. Insurance Contract

1. If there is any insurance contract which shall pay any insurance benefit to the damage set forth in the Article 16, Company may reduce the Compensation for Damage to be paid by Company to such Traveler.

Article 23. Subrogation

1. If Traveler has any right of claim against any third party for the damage for which Company shall pay the Compensation for Damage, such right of claim shall be transferred to Company to the extent of the Compensation for Damage paid by Company to such Traveler.

1. Disability of eyes

2. Disability of ears

3. Disability of nose

4. Disability of mastication or speech

5. Ugliness of appearance (face, head or neck)

6. Disability of spine

7. Disability of arm (above wrist) or leg (above ankle)

8. Disability of fingers of hands

9. Disability of fingers of feet

10. If Traveler cannot live a life without any help of others for his/her entire file, due to any other physical disability

(Note) "Above" set forth in the item 7, the item 8 and the item 9 means the part closer to a heart than such joint.